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PILOT INFORMATION

Before you begin.

Current usage terms for the Plot Stride pilot. Updated October 12, 2026. Final paid-launch terms still need to be completed.

Your account

Keep your sign-in details private. Use the service only with records you are authorized to manage. Review these usage terms and the privacy notice before opening your workspace. Promotional email is a separate, optional choice.

Your plan

Core budgeting is free. The planned Tax + investing practice subscription is $9.99 USD per month, plus applicable tax shown before payment, and renews automatically until canceled. Paid subscriptions have not launched. Test checkout does not take real money. Once available, billing management and cancellation will be accessible from your account; cancellation takes effect at the end of the paid period. A cancellation survey is optional. Ending a subscription does not automatically erase your financial records or charge a reactivation fee.

Use fictional records

The business workspace is for a small test group while accounting behavior, account isolation, recovery, and operating arrangements are verified. Do not rely on it as your only copy of business records or use it for tax filings during the pilot.

What the tools do

Plot Stride organizes records you enter. It does not provide an accountant’s review, determine the tax treatment of a transaction, or process customer payments. Check entered dates, amounts, and classifications.

Access and exports

Only invite people you intend to give access to the business. Viewers and bookkeepers can export its records. Keep downloaded copies secure and maintain your own originals.

Tax-record retention and your choices

Plot Stride uses document-specific IRS recordkeeping guidance. Your original upload date is retained for history but no longer sets a three-year expiry. Add the record’s purpose and relevant filing, payment or disposal dates in Tax Center. These answers are encrypted with the document; they are not sent to the server in plaintext.

Keep-through dates are minimum reminders, not deletion dates. Unknown details, records supporting multiple returns, ongoing property ownership and other unresolved requirements need review. Automatic tax-document deletion remains off. No automatic expiry is applied to existing records. Keep independent copies; IRS-based reminders do not promise unlimited hosted storage.

Recordkeeping notices appear inside the unlocked vault. You can opt into generic review emails to your verified sign-in address, choose a first date and a once-only, 30-day or 90-day schedule, and turn them off in Tax Center or through the email unsubscribe link. The chosen schedule, consent, recipient and delivery status are stored outside the encrypted vault; document names, tax details and attachments are never included in these emails. Document edits do not change the schedule. Daily sending limits may delay reminders, so keep your own calendar for legal deadlines. Storage requests require review and do not charge you or approve a renewal. Backing up or restoring a document preserves its entered recordkeeping details and does not restart a period.

IRS guidance: some records need longer than three years

The IRS does not require deletion after three years. Keep-through reminders use the details you enter; they are not deletion dates.

  • Usually keep supporting income-tax records for three years after filing. Early returns are treated as filed on the due date.
  • For a later refund claim, keep records for three years after filing or two years after payment, whichever is later.
  • Some unreported-income cases need six years; bad-debt or worthless-securities claims need seven.
  • Employment-tax records need at least four years after tax is due or paid, whichever is later.
  • Property records may be needed through disposal and the applicable limitation period. Unfiled or fraudulent returns require indefinite retention.

State rules, creditors or insurers may require longer. Keep your own copies and ask your preparer about your situation. Read the IRS’s full recordkeeping guidance.

A small pilot, with clear limits.

4 MiB per file · 6 MiB per account across all tax years · 100 attached files. MiB means 1,048,576 bytes. This two-account online pilot is for fictional records. Shared capacity can pause new uploads; it does not remove saved documents or block their export.

These are storage limits, not a promise to keep records for a particular number of years. There is currently no scheduled tax-document expiry. Your recordkeeping duties depend on your circumstances, and can last longer than the service’s future storage offer.

Your choices: download an encrypted vault backup for recovery, or an unencrypted CPA packet for sharing through a secure channel. After cancellation, existing records remain readable and exportable; new uploads require an eligible plan. A storage-review request needs our approval and does not extend a term, enable a renewal or charge you.

Independent encrypted backups keep at most seven recent snapshots within 30 days, subject to a shared storage budget. The current offsite copy needs our backup computer and OneDrive running; it is not an always-on or 15-minute recovery guarantee. Keep your own original files and encrypted backup. We would explain any future storage expiry and export options before applying a new policy. Automatic tax-document deletion and real payments remain off.

Before launch

The operator’s legal business details, governing terms, support arrangements, provider disclosures, and verified recovery commitments must be established before a paid or real-data launch. No legal entity is claimed on this page.