YOUR HOUSEHOLDExample ledger

NOVEMBER 2026

Your money, in motion.

Budget today. Build tomorrow.

Take a look around. This is an example family. Changes here are temporary.
Left in your monthly plan

Your plan minus net spending · not a bank balance

$3,729 spent$5,500 planned

Income received

$6,800 expected this month

Net spending

14 recorded entries this month
Set up November 2026

Accounts, expected pay, bills, and a plan for the month.

Statement balances

Historical balances, separate from your monthly plan.

Family checking

Statement balance not recorded.

What needs my attention?

November 2026 · a few useful next steps.

All 1 item shown

$75.00 expected · autopay still needs confirmation

“Not now” hides an unchanged item for 7 days. New details can bring it back.
1 tracked account · statement periods cover this viewAccount coverage

Statement date ranges for November 2026, through today. A covered period can still contain unread or missing entries; use statement reconciliation to check totals.

Where is my bank balance?

The monthly figures show your spending plan, income and spending. Historical balances appear separately under Statement balances. Transfers and old-debt principal affect your account, but are excluded from net spending.

Recorded account activity · November 2026

For checking and savings: opening balance + net movement = closing balance, when all entries for the period are recorded. Credit-card debt uses opening debt minus net movement.

New approved imports retain the statement balances you confirm. They describe the statement’s ending date, not a live bank balance. Older imports without these facts show “Statement balance not recorded.” Check your bank for activity after the statement date.

Where it’s going

Recorded spending against your plan.

Home & bills
$155.00 left
Groceries
$396.00 left
Kids
$110.00 left
Getting around
$200.00 left
Health & care
$185.00 left

THE WEEKS AHEAD

Before your next pay

Nov 25 · Household pay

Expected income · not yet received

+$3,400
Nov15
InternetExpected · autopay not confirmed
$75.00
Nov18
Car insuranceExpected · autopay not confirmed
$189.00
Nov22
Family phone planExpected
$120.00
Groceries & transport allowance$400.00
Planned commitments$784.00

Through Nov 25, including bills on payday. This is a commitments list, not available cash.

For the things ahead

Amounts you have set aside.

65%
Rainy-day cushion

$3,250 of $5,000

40%
Our next family adventure

$960 of $2,400

How this month adds up

Based on your recorded transactions.

Income received
Net spending
Income minus spending-$329.00

Transfers and old-debt principal don’t count as current spending. Goal contributions track money set aside separately.

Last import: Nov 9 · Example checking statement · All amounts in USD.